:root {
  --bg: #f9fbff;
  --ink: #182347;
  --muted: #667085;
  --brand: #3866d6;
  --brand-ink: #fff;
  --card: #fff;
  --radius: 16px;
  --shadow: 0 6px 18px rgba(24,35,71,0.07);
  --container: 1100px;
}

*, *::before, *::after { box-sizing: border-box; }
html, body { height: 100%; }
body {
  margin: 0;
  font-family: 'Poppins', system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.5;
}

img { max-width: 100%; display: block; height: auto; }
a { color: inherit; text-decoration: none; }

/* ---------- Top Bar ---------- */
.topbar {
  background: #fff;
  border-bottom: 1px solid #e5e9f2;
  box-shadow: 0 2px 7px -3px rgba(24,35,71,.03);
  padding: 8px 0;
}
.topbar__row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
}
.logo {
  width: 160px;
  height: auto;
  display: block;
}

/* ---------- Hero Section ---------- */
.hero {
  position: relative;
  padding: 0;
  min-height: 400px;
  background: #eaf0fa;
  overflow: hidden;
  display: flex;
  align-items: flex-start;
}
.hero__media {
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  z-index: 1;
  overflow: hidden;
  width: 100%;
  height: 100%;
}
.hero__img {
  width: 100%;
  height: 100%;
  min-height: 400px;
  max-height: none;
  object-fit: cover;
  object-position: center top;
  opacity: .92;
  transform: none;
}
.hero__fade {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg,rgba(56,102,214,0.04),rgba(24,35,71,0.08) 100%);
  pointer-events: none;
}
.hero__grid {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: flex-start;
  z-index: 2;
  width: 100%;
}
.hero__panel {
  background: var(--card);
  border-radius: var(--radius);
  padding: clamp(16px,3.4vw,28px);
  box-shadow: var(--shadow);
  max-width: 480px;
  width: 100%;
  margin-top: 2vw;
  margin-bottom: 56px; /* More spacing below the form */
}

/* ---------- Main Container ---------- */
.container {
  width: min(100%, var(--container));
  margin-inline: auto;
  padding-inline: 20px;
}
.stack {
  display: grid;
  gap: 28px;
}

/* ---------- Section Headings ---------- */
.section {
  padding: clamp(40px,6vw,80px) 0;
}
.eyebrow {
  font-weight: 700;
  letter-spacing: 1px;
  color: var(--brand);
  text-transform: uppercase;
  font-size: 1.25rem; /* Bigger for more impact */
  margin-bottom: 14px;
}
.h2 {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: clamp(26px,4vw,38px);
  margin: 6px 0 12px;
  text-align: center;
}
.sub {
  font-family: 'Poppins', sans-serif;
  color: var(--muted);
  font-size: 1.05rem;
  text-align: center;
}

/* ---------- Cards (Service Cards) ---------- */
.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px,1fr));
  gap: 24px;
  margin-top: 28px;
}
.card {
  background: #fff;
  border: 1px solid #eef2f7;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  text-align: center;
  display: grid;
  grid-template-rows: auto 1fr;
}
.card__img {
  aspect-ratio: 16/11;
  object-fit: cover;
  width: 100%;
  height: auto;
  display: block;
}
.card__body {
  padding: 18px;
  display: grid;
  align-content: start;
  gap: 8px;
}
.card__title {
  font-family: 'Syne',sans-serif;
  font-weight: 700;
  font-size: 1.2rem;
  margin: 0 0 6px;
}
.card__text {
  color: var(--muted);
  margin: 0;
  font-size: 1rem;
}

/* ---------- How It Works Steps ---------- */
.lsm-steps {
  background: #edf3fb;
  padding: clamp(56px,8vw,92px) 0;
  text-align: center;
}
.lsm-steps-title {
  font-family: 'Syne', sans-serif;
  font-size: clamp(25px,4vw,32px);
  margin: 0 0 8px;
  font-weight: 700;
}
.lsm-steps-sub { color: var(--muted); font-size: 1.02rem; margin: 0 0 38px;}
.lsm-steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px,1fr));
  justify-content: center;
  gap: clamp(20px,4vw,36px);
  max-width: 1050px;
  margin-inline: auto;
}
.lsm-step-card {
  border-radius: 16px;
  padding: 40px 24px;
  box-shadow: 0 7px 22px rgba(24,35,71,.04);
  background: #fff;
  display: grid;
  place-items: center;
  gap: 18px;
  min-height: 295px;
  transition: transform .19s, box-shadow .19s;
  font-size: 1rem;
}
.lsm-step-card:not([style*="background"]) {
  background: #fff;
  color: #182347;
}
.lsm-step-card:hover {
  transform: translateY(-6px) scale(1.022);
  box-shadow: 0 16px 39px rgba(24,35,71,0.12);
}
.lsm-step-icon-wrap {
  width: 84px; height: 84px; border-radius: 50%;
  background: #f3f7fd;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 9px;
}
.lsm-step-icon{ width: 52px; height: auto;}
.lsm-step-title{
  font-family: 'Syne', sans-serif;
  font-size: 1.13rem;
  margin-bottom: 8px;
  font-weight: 700;
}
.lsm-step-text{ font-size: .97rem; line-height: 1.54; color: var(--muted);}

/* ---------- Footer ---------- */
.footer {
  background: #182347;
  color: #fff;
  padding: 20px 0;
  font-size: .95rem;
}
.footer * {
  color: #fff !important;
}
.footer .columns {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}

/* ---------- Responsive for Mobile ---------- */
@media(max-width:700px) {
  .section, .lsm-steps { padding: 22px 0; }
  .stack { gap: 18px; }
  .cards {
    grid-template-columns: 1fr;
    gap: 14px;
    margin-top: 10px;
  }
  .card__body { padding: 13px 10px; }
  .lsm-steps-grid {
    grid-template-columns: 1fr;
    gap: 13px;
  }
  .lsm-step-card { min-height: unset; padding: 22px 8px; }
  .lsm-step-icon-wrap { width: 54px; height: 54px; }
  .lsm-step-icon { width: 32px; }
}